AmeriBanc Mortgage
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Apply for a loan

Are you confused by all the mortgage websites that want you to apply electronically for a loan?  Fill out their application.  Choose a loan product.  Run your credit report.  Don't do it! 

Everytime you fill out a loan application online, the lender or mortgage broker will pull your credit report.  Everytime your credit report is pulled your credit score will go down.  You can't afford to have this happen.  Your credit score will determine what type of a loan you can qualify for, your interest rate, your downpayment and your closing costs.

When you apply for a mortgage loan, everytime your credit report is pulled the credit bureaus will sell your information to other companies that will now want to sell you something because you have applied for a mortgage loan; insurance companies, furniture companies, carpet companies, remodeling companies, etc.  And each time these companies pull your credit report to determine if they want to do business with you, your credit score goes down!  Don't let this happen to you.

The so called mortgage calculators on their websites will only provide information for a couple of loan products and there are dozens of loan products available.  These calculators don't know and can't determine what loan products you can qualify for.
Don't be fooled or drawn in by fancy gimmicks on these websites.

At AmeriBanc Mortgage our mortgage loan experts want to help you select the mortgage loan product that is best for you.  And you can't do that over the internet.  You need to talk to a loan consultant that can answer your questions, explain the different mortgage loan products to you, discuss your credit history, your income, and help you to determine what loan products you can qualify for.  At AmeriBanc we believe that an educated borrower is our best customer.  Let us help you navigate the maze of home loan confusion.

Give us a call and let one of our friendly mortgage loan consultants help you.

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